2265 BANCROFT CIRCLE S UNIT C, PALM HARBOR, FL, 34683
Active1 days on marketListed Aug 6, 2026MLS #TB8536547
About this home
2265 BANCROFT CIRCLE S UNIT C
Welcome to this beautifully updated two-bedroom, two-bathroom villa in the Villas of Beacon Groves in Palm Harbor, where modern upgrades meet an unbeatable location. Featuring a brand-new 2026 water heater, fresh interior paint, new luxury vinyl plank flooring, updated lighting, ceiling fans, and stylish finishes throughout, this move-in-ready home is sure to impress. The open floor plan offers a seamless flow between the kitchen, dining area, and spacious living room, creating the perfect space for both everyday living and entertaining. The updated kitchen features new stainless steel appliances, a charming breakfast nook, and an open view of the main living area. Crown molding adds an elegant touch throughout the home. The desirable split-bedroom floor plan provides privacy, with the spacious primary suite offering a walk-in closet and an updated en-suite bathroom featuring a new vanity, new tile shower, modern lighting, mirror, and fixtures. The guest bathroom has also been tastefully renovated with a new vanity, lighting, mirror, fixtures, and has a tub/shower combo. Relax and unwind on your enclosed porch that provides convenient washer and dryer hookups along with additional storage or flex space. Monthly fee includes trash, sewer, cable TV, internet, and more. Residents of Villas of Beacon Groves enjoy access to two community pools and a prime Palm Harbor location just minutes from shopping centers, a wide variety of dining options, championship golf at Innisbrook, beautiful parks, and a short drive to the award-winning Gulf beaches. Whether you're looking for a full-time residence, seasonal getaway, or low-maintenance lifestyle, this beautifully updated villa is ready to welcome you home. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,030
Sqft
0.06 ac
Lot size
1982
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,869 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,869/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
Days on market
1 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fox Chase
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Fox Chase — neighborhood snapshot
Population
1,908
Median age
36
Median income
$43,983
Median home value
$197,824
Avg household
2
Households w/ children
479
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2265 BANCROFT CIRCLE S UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2265 BANCROFT CIRCLE S UNIT C — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2265 BANCROFT CIRCLE S UNIT C FAQs
What would the monthly payment be for 2265 BANCROFT CIRCLE S UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,869/mo — principal and interest, the actual property-tax bill, the $166/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2265 BANCROFT CIRCLE S UNIT C?+
The association fee works out to $166 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2265 BANCROFT CIRCLE S UNIT C?+
The most recent tax bill on record (2025) was $665. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2265 BANCROFT CIRCLE S UNIT C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $235,000, this home is listed about 38% below the Palm Harbor median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2265 BANCROFT CIRCLE S UNIT C?+
Sutherland Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$235,000 is 40% below the PALM HARBOR 34683 median of $390,990, and at $228/sqft it sits under the Palm Harbor average of $272.
02Fresh on the market
Only 1 day on market in a Palm Harbor market that averages 47 — if it fits, move quickly.
03Strong assigned schools
Sutherland Elementary School, Palm Harbor University High, Palm Harbor Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8536547.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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