
9031 WATER CHESTNUT DRIVE, TEMPLE TERRACE, FL, 33637
Active0 days on marketListed Aug 14, 2026MLS #TB8538768
About this home
9031 WATER CHESTNUT DRIVE
Where else can you find a 2021-built home on an 8,000+ sq. ft. conservation lot, minutes from everything Tampa has to offer, at this price point? Situated on one of the largest homesites in the entire Sagebrook community, this 3-bedroom, 2-bath concrete block home offers over 1,500 square feet of living space on approximately a lot and a half—with a conservation backdrop, added privacy, and noticeably more breathing room between neighbors. Inside, the open-concept floor plan is designed for easy everyday living, connecting the kitchen, dining, and living spaces while still giving each area its own sense of place. The kitchen features granite countertops, abundant cabinetry, stainless steel appliances, a pantry, and a large peninsula with bar seating overlooking the living room. Sliding glass doors bring in natural light and create an effortless connection to the backyard. The spacious primary suite is tucked away at the rear of the home and offers plenty of room for a king-size bed, a large walk-in closet, and an en-suite bath with dual sinks and a walk-in shower. Two additional bedrooms and a second full bath provide flexibility for guests, a home office, or additional living space. But the real standout is outside. The oversized backyard is backed by conservation for added privacy and features what is believed to be one of the largest paver patios in the community—creating an incredible amount of usable outdoor living space for grilling, entertaining, relaxing, or enjoying Florida evenings. With an 8,000+ sq. ft. homesite, this property offers outdoor space that is increasingly hard to find in newer communities. The attached 2-car garage provides even more flexibility and is currently transformed into an impressive home gym, complete with upgraded lighting and plenty of room for a full workout setup—while retaining the ability to function as a traditional garage. Sagebrook offers a community dog park and playground with a low HOA fee of just $78/month, NO CDD fee and NO flood insurance required. Conveniently located near I-75, USF, Downtown Tampa, shopping, dining, parks, and major commuter routes, this home delivers the best of newer construction—concrete block construction, a modern open floor plan, low community fees, an oversized private lot, conservation views, and exceptional outdoor living—all at an unbeatable price point that's increasingly hard to find in the Tampa Bay area.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.19 ac
Lot size
2
Garage
2021
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,075 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,075/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
Days on market
0 vs 39 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the Temple Terrace median. See the full Temple Terrace market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9031 WATER CHESTNUT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9031 WATER CHESTNUT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9031 WATER CHESTNUT DRIVE FAQs
What would the monthly payment be for 9031 WATER CHESTNUT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,075/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9031 WATER CHESTNUT DRIVE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9031 WATER CHESTNUT DRIVE?+
The most recent tax bill on record (2025) was $4,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9031 WATER CHESTNUT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $385,000, this home is listed about 7% above the Temple Terrace median of $360,000. The market section on this page shows how the area is trending.
Listing courtesy of LOMBARDO HEIGHTS LLC · Jackie De La Rosa. MLS #TB8538768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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